$150 Bonus Cash!

The official Indiana State University debit card is here! For a limited time earn $150 bonus cash* when you open an Essential Share Draft or Elevate Checking account with direct deposit and e-statements!

*$150 bonus cash requires a new checking account with a debit card. Bonus cash payable after first direct deposit is received within 45 days of account opening and account successfully registered for electronic statements through online banking. Limited time offer, Indiana State University Federal Credit Union reserves the right to discontinue this offer at anytime.

Already a member? Bring in your current debit card and trade up for the official Indiana State University debit card — complimentary.

Essential Share Draft

  • No monthly fees^

  • No minimum balance requirement

  • Unlimited check writing

  • Free online bill pay access

  • Free Mastercard® debit / ATM card*

  • Nationwide access to over 55,000 surcharge-free ATMs through AllianceOne and Allpoint ATM networks at participating financial institutions and locations such as Kroger, Walgreens, CVS, Circle K and more!

  • Statements mailed or emailed monthly

  • Overdraft protection provided through available regular share (savings) balance and/or approved overdraft Line of Credit

  • Privilege Pay available for qualified members

Want to earn dividends with your checking account? Check out our Elevate Checking Account.

^$5.00 monthly inactivity fee after 6 months with no transactions

* Replacement cards are $10

Elevate Checking

Level up your banking with Elevate Share Draft Checking — the high-yield, dividend-earning checking account that keeps things digital with no paper statements. Because your money should work as hard as you do.

Requirements

The Elevate Checking Account has three simple requirements: **

  • At least one external electronic deposit^^ per month

  • Enroll in e-Statements through Online Account Access

  • A minimum of five ATM withdrawals or debit card transactions per month

^^An electronic deposit is defined as an Automated Clearing House (ACH), Electronic Direct Deposit or Incoming Wire Transfer.

Benefits 

Benefits of the Elevate Checking Account include:

  • Dividends paid monthly

  • Unlimited check writing

  • Free online bill pay access

  • Free Mastercard® debit / ATM card*

  • Nationwide access to over 55,000 surcharge-free ATMs through AllianceOne and Allpoint ATM networks at participating financial institutions and locations such as Kroger, Walgreens, CVS, Circle K and more!

  • No minimum balance requirement

  • No monthly fees^

*Replacement cards are $10

^$5.00 monthly inactivity fee after 6 months with no transactions

The Elevate Checking Account only earns stated APY** on balances at or below $10,000

**APY = Annual Percentage Yield

To order checks on either the Essential or Elevate checking accounts, visit the Main Street website or contact the credit union at (812) 234-1021 or (800) 628-1021.