Wires
A wire transfer is the quickest way to move funds between financial institutions
Wires must be sent to a US financial institution or an international affiliate
Wires can be sent for any amount using collected funds
Wire fee will be accessed
Domestic wires sent before 2:00 p.m. (Monday through Friday) in most cases will be received that day
International wires must be sent before 11:00 a.m.
Wire Fees
| Direction | Fee |
|---|---|
| Incoming | $5 per wire transfer |
| Outgoing | $20 per wire transfer |
| International outgoing | $50 per wire transfer |
Outgoing Wires
Members need to provide ISU Federal Credit Union with:
Receiving bank name, address, phone number, and ABA number
Correspondent Bank Information if applicable
Name, address, and account number of the person receiving the funds
Dollar amount of the wire
Incoming Wires
Members who wish to have money wired into their account at ISU Federal Credit Union will need to have:
Receiving Institution Information:
Name - Alloya Corporate FCU
ABA # - 271987635
Further Credit Information:
Name - Indiana State University Federal Credit Union
Account # - 274975932
Final Credit Information:
Member name
Member account #
Notary Services
As a member of Indiana State University Federal Credit Union, we will notarize your documents at no charge.
Foreign Currency
Indiana State University Federal Credit Union offers foreign currency services. This convenient, safe, and secure service allows our members to purchase foreign currency without paying excessive fees from airports or overseas. We DO NOT exchange foreign currency.
Foreign Currency Buying and Delivery
Orders may be placed in-person Monday-Friday during regular business hours. Orders placed before 3 p.m. ET will be delivered within 1-2 business days. Please take the Credit Union's holiday schedule into consideration when placing your order.
For full details on delivery times or any other questions about purchasing foreign currency, please call us at (812) 234-1021 to speak with a Teller or Financial Service Representative.
Money Orders
Money Orders can be issued for any amount up to $1,000 and must be purchased in-person with available funds. A $2.50 fee is charged for each money order.
ACH Origination
Indiana State University Federal Credit Union offers ACH (Automated Clearing House). This is a quick way of transmitting money electronically from one financial institution to another. It can be used to process regular recurring payments such as credit cards or loan payments. ACH is the "middleman" between financial institutions.
Incoming ACH transactions - NO FEE
Outgoing ACH transactions - $5 per transaction
ACH transfers require a signed authorization
Recurring transactions, one-time transactions, and 'upon request' transactions are available
Funds sent by ACH are available the next business day after the transaction is sent
Safe Deposit Boxes
Protect your valuable documents and possessions with our secure Safe Deposit Boxes, offering peace of mind and 24/7 protection for your most important items. Safe Deposit Boxes are rented annually based on the size of box (see table below). The fee is debited from the member's account automatically. Contents of Safe Deposit Boxes are not NCUA insured.
Safe Deposit Box Sizes & Boxes
| Size | Price |
|---|---|
| 3 X 5 | $25 per year |
| 5 X 5 | $30 per year |
| 3 X 10 | $35 per year |
| 5 X 10 | $50 per year |
| 10 X 10 | $65 per year |
| Lost key fee | $25 each key |
| Drill box fee | $125 each box |
Check Reorder
Running low on checks? You can reorder checks by visiting the Main Street website or call us at (812) 234-1021.
Shared Branching
Indiana State University Credit Union's participation in the CO-OP Shared Branch Network means convenience when, where, and how you want it. As our member, you can visit any of the more than 5,000 locations where you see the CO-OP Shared Branch Logo and conduct transactions just like you were at your home branch.
Get person-to-person assistance with your accounts, even when you're far from home
Make deposits, transfers, account inquiries, and much more
Take advantage of over 5,000 convenience locations and more than 2,000 self-service locations covering all 50 states
Simply have your credit union name, account number, and a government ID, and you'll have access to your accounts
Easily locate a shared branch wherever you are---through any of our locator tools, including phone, mobile app, or Internet
Find a branch right now at www.co-opsharedbranch.org or call 1-888-SITE-CO-OP.
Still curious? Watch this video on how to use Shared Branching. How to Use Shared Branching
Insurance
National Credit Union Administration (NCUA) Maximum Share Insurance Protection
Deposit accounts at the Indiana State University Federal Credit Union are federally insured up to $250,000
Coverage is determined by the ownership of the account
Individual accounts are insured for an aggregate total of $250,000
Joint accounts are insured for an additional aggregate total of $250,000
IRA accounts, as well as Revocable Trusts, are insured separately for the same amount
Joint owners do not have to be married to receive coverage benefits
Accidental Death & Dismemberment (AD&D)
Indiana State University Federal Credit Union wants to help protect your family, and as an account holder age 18 or older, you are automatically:
Eligible for $1,000 Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Indiana State University Federal Credit Union
Pre-authorized for additional coverage up to $300,000¹
Guaranteed acceptance
No medical exams or health questions
Insured through Federal Insurance Company, a Chubb Company
Premiums are deducted from members’ Share (Savings) or Share Draft (Checking) accounts every three months. For questions, call (877) 309-6576.
Review the complete terms, conditions & exclusions, and enroll
Hospital Accident Insurance (HAP)
Insured through Affinion Benefits
Administrator - Creditor Resources, Inc.
Offered at competitive rates, which cover certain hospital costs in the event of an accident
Affinion Benefits can be reached at (800) 252-2148
Questions - Call ISUFCU (812)-234-1021