Mortgage

Your Dream Home, Made Possible

Let us help make your dream home a reality. When you finance your home through ISU Federal Credit Union, you get friendly, local service backed by a team of mortgage experts. We have a variety of loan options, including:

  • Fixed Rate Loans with as little as 3% down up to 30 years for qualified members

  • Variable Rates up to 30 years

  • Investment Property, 1-4 family up to 30 years

  • Land Loans

    • Fixed-rate up to 15 years

    • Up to 20 acres

    • As low as 30% down

  • Government Lending available

Apply online now by clicking the online application button below or call (812) 234-1021 or email mortgage@isucreditunion.com for more information or to schedule an appointment.

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval. Equal Housing Lender. NMLS #486345

Home Equity Loans

Unlock the Value of Your Home with a Home Equity Loan

Tap into your home's equity to finance major expenses like home improvements, debt consolidation, or education - the list is endless. With a Home Equity Loan, you can:

  • Borrow a lump sum at competitive interest rates

  • Repay over a fixed term with predictable payments

  • Use the funds for anything you need

Benefits of a Home Equity Loan with ISU FCU

  • Easily access and instantly transfer your money

  • Lower interest rates compared to credit cards

  • No closing costs

  • 15-year term

  • Home Equity Line of Credit checks for qualified loans

  • Fast and easy application process

Ready to get started?

Apply online now or contact us today at (812) 234-1021 to learn how a Home Equity Loan can help you achieve your financial goals.

Home Equity Loan Rates

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review.

The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information visit the Consumer Financial Protection Bureau’s website at consumerfinance.gov/hmda.