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Mortgage
Your Dream Home, Made Possible
Let us help make your dream home a reality. When you finance your home through ISU Federal Credit Union, you get friendly, local service backed by a team of mortgage experts. We have a variety of loan options, including:
Fixed Rate Loans with as little as 3% down up to 30 years for qualified members
Variable Rates up to 30 years
Investment Property, 1-4 family up to 30 years
Land Loans
Fixed-rate up to 15 years
Up to 20 acres
As low as 30% down
Government Lending available
Apply online now by clicking the online application button below or call (812) 234-1021 or email mortgage@isucreditunion.com for more information or to schedule an appointment.
Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval. Equal Housing Lender. NMLS #486345
Mortgage Loan Rates
Home Equities
Home Equity Loan or Line of Credit?
Tap into your loan’s equity to finance expenses such as home improvements, debt consolidation or education - the list is endless. With no closing costs and a fast, simple application process, reaching your financial goals is closer than you think! Not sure what to choose? Compare a Home Equity Loan or Home Equity Line of Credit (HELOC) below.
Home Equity Loan
Repay over a fixed term with predictable payments
Five, 10 or 12-year terms
Lump sum disbursement
Lower interest rates compared to credit cards
Home Equity Line of Credit (HELOC)
Variable interest rate
15-year term
Revolving credit- use, pay back, and use again
Easily access and instantly transfer your money
Use the funds for anything you need
Ready to get started?
Apply online now or contact us today at (812) 234-1021 to learn how a Home Equity can help you achieve your financial goals.
Home Equity Rates
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review.
The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.
HMDA data for many other financial institutions are also available online. For more information visit the Consumer Financial Protection Bureau’s website at consumerfinance.gov/hmda.