Insurance

NATIONAL CREDIT UNION ADMINISTRATION (NCUA) MAXIMUM SHARE INSURANCE PROTECTION

NCUA

  • Deposit accounts at the ISU Credit Union are federally insured up to $250,000
  • Coverage is determined by the ownership of the account
  • Individual accounts are insured for an aggregate total of $250,000
  • Joint accounts are insured for an additional aggregate total of $250,000
  • IRA accounts as well as Revocable Trusts are insured separately for the same amount
  • Joint owners do not have to be married to receive coverage benefits
  • NCUA Share Insurance Estimator


ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

Indiana State University Federal Credit Union wants to help protect your family and as an account holder age 18 or older, you are automatically:

  • Eligible for $1,000.00 Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Indiana State University Federal Credit Union
  • Pre-Authorized for Additional Coverage up to $300,000.00¹
  • Guaranteed Acceptance
  • No Medical Exams or Health Questions
  • Insured through Federal Insurance Company, a Chubb Company
  • Premiums are deducted from members Share (Savings) or Share Draft (Checking) accounts every three months. For questions call 877-309-6576.
  • Review the complete terms, conditions & exclusions and enroll.


GUARANTEED AUTO PROTECTION (GAP)

  • Insured through Frost Financial Services, Inc
  • Administrator - Frost Financial Services, Inc
  • In case the unexpected happen to your vehicle, this protection helps you to bridge the GAP between the amount you owe on your vehicle and the amount your auto insurance company will pay.
  • Questions - Loan Dept. at ISUFCU - 812-234-1021


HOSPITAL ACCIDENT INSURANCE (HAP)

  • Insured through Affinion Benefits
  • Administrator - Creditor Resources, Inc.
  • Offered at competitive rates which covers certain hospital costs in the event of an accident
  • Affinion Benefits can be reached at 800-252-2148
  • Questions - Call ISUFCU - 812-234-1021


LOAN PROTECTION - CREDIT LIFE AND DISABILITY

  • Insured through CMFG Life Insurance Company
  • Administrator - CUNA Mutual Group
  • Choose Single or Joint Life
  • Single Disability coverage is available on qualifying disabilities lasting 14 days or longer that, if approved, pay back the first day of disability
  • Protection products have a $50,000 per loan maximum benefit
  • Transamerica Life can be reached at 800-356-2644
  • Questions - Loan Dept. at ISUFCU - 812-234-1021


MORTGAGE LOAN PROTECTION - CREDIT LIFE AND DISABILITY

  • Insured through CMFG Life Insurance Company
  • Administrator - CUNA Mutual Group
  • Choose Single or Joint Life
  • Single Disability coverage is available on qualifying disabilities lasting 14 days or longer that, if approved, pay back the first day of disability
  • Protection products have a $50,000 per loan maximum benefit
  • Transamerica Life can be reached at 800-356-2644

Questions - Mortgage Dept. at ISUFCU - 812-234-1021